Refusal to pay a claim in compliance under your policy
Experienced Insurance Bad Faith Attorneys
When you purchase auto, health, life or homeowner’s insurance, you know you are doing everything you can to protect yourself and your family. You have every reason to expect you’ll be cared for fully in an emergency. Unfortunately, insurance companies sometimes neglect to uphold their end of the contract, failing to pay valid claims, uphold the terms of a policy or provide proper coverage. Explore our Variety of Practice Areas to see how we can provide the legal support you need.
The experienced insurance bad faith attorneys at Gingras, Thomsen & Wachs are prepared to fight for you to ensure that you receive the claim coverage and additional compensation you deserve if your insurance company has been acting in bad faith.
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Common
Insurance Bad Faith Scenarios
Insurance Bad Faith cases in Wisconsin often involve:
A Gingras, Thomsen & Wachs client was awarded $750,000 million for the misconduct of his own insurance company.
Legal Options Following an Insurance Bad Faith Case
If your insurance company acts in bad faith, Gingras, Thomsen & Wachs will fight for compensation, which may include:
Coverage under the policy
Damages in excess of the policy limits
Pain, suffering, loss of enjoyment of life and interference with family relationships
Emotional distress
Lost wages, future earnings and earning capacity
Medical expenses — past, present and future
Statutory penalties
Insurance Bad Faith FAQs
I believe I have a bad faith insurance case. What should I do?
Start by thoroughly reviewing your insurance policy. Insurance policies are long, complicated documents with lots of excluded perils, or types of damage that aren’t covered. Not every claim denial rises to the level of bad faith. There are legitimate situations where your policy may simply not cover the type of damage your property suffered.
If you still believe your insurance company is acting in bad faith, collect as much relevant documentation as possible. Your current policy, correspondence regarding your claim and supporting evidence — photos, medical/police reports, etc. — will help support your case.
Lastly, get in touch with Gingras, Thomsen & Wachs for a review of your case. Our experienced attorneys will review your insurance bad faith situation and recommend next steps, which may include legal action.
What if the case is not with my insurer?
This is called a third-party bad faith insurance claim. While the insurance company for the negligent party has fewer duties to third-party victims than to its insured, it still has a duty to investigate the claim and resolve it within a reasonable time period.
Are only certain types of insurance held accountable under bad faith laws?
All types of insurance are accountable under bad faith laws, with cases most commonly brought against auto, health, life or homeowner’s insurance companies.
Do I still have a bad faith case if my insurance paid part of a claim?
Yes, if the payment was less than you are owed under your insurance policy, you can still bring a bad faith case against your insurance company.
How long do I have to file a claim in an insurance bad faith case?
The statute of limitations is a time limit established by the laws of Wisconsin, and it determines how long you have to file a lawsuit. The statute of limitations varies depending on the details of your insurance bad faith case, so we recommend you pursue your case immediately.
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Insurance Bad Faith Case Evaluation
Contact Gingras, Thomsen & Wachs to have your insurance bad faith case evaluated by one of our experienced attorneys. Se habla español.