After a car accident, you might feel overwhelmed and out of sorts – especially if you were injured. But the good news is that you don’t need to navigate the legal process on your own. An experienced car accident lawyer can help you every step of the way, guiding you from your first consultation to a final settlement or, if necessary, trial.

Here’s what to expect when you go to a car accident lawyer.

Step 1: Initial Consultation

Whether your case involves a minor car accident or you sustained a serious injury, a car accident injury lawyer can help determine the best course of action.

During the initial consultation, the lawyer listens to your account of the accident, reviews any available documentation, and evaluates whether you have a viable claim.

You’ll also discuss important details such as potential compensation, the settlement timeline, and lawyer fees. Most firms, including Gingras, Thomsen & Wachs, operate on a contingency fee basis. This means you don’t pay us unless your case is successful.

Step 2: Investigation and Evidence Gathering

Once you decide to move forward, your attorney will begin a thorough investigation. This includes collecting police reports, medical records, witness statements, and any available video footage.

Determining liability is one of the most critical aspects of your case. A skilled attorney for car accident claims will analyze all contributing factors, such as driver negligence, road conditions, or vehicle defects, to build a strong argument on your behalf.

Step 3: Filing the Insurance Claim

Your lawyer will handle the insurance claim process from start to finish. This includes notifying the at-fault driver’s insurance company, submitting supporting evidence, and calculating damages. These damages may cover medical expenses, lost wages, property damage, and pain and suffering.

Insurance companies often attempt to minimize payouts, especially early in the process. Having a top-rated car accident lawyer advocating for you helps level the playing field.

Step 4: Negotiating with the Insurance Company

One of the most valuable roles of a car accident lawyer is managing all communication and negotiation with insurance adjusters. While you might think insurers have your best interests in mind, this isn’t always the case. Insurers are trained to protect their bottom line, which can mean offering quick settlements that fall short of covering your long-term needs.

Your car accident lawyer understands these tactics and will counter them with evidence, expert opinions, and a clear assessment of your damages. Having your lawyer deal directly with insurance allows you to focus on your recovery instead of stressful back-and-forth negotiations.

You can also have peace of mind knowing that if the insurance company disputes liability or downplays your injuries, your auto accident lawyer will push back aggressively.

Step 5: Settlement Discussions

Most car accident cases are resolved through a negotiated settlement. At this stage, your lawyer presents a demand package outlining the full extent of your damages and works toward an agreement with the insurer.

An experienced lawyer for a car accident will advise you on whether a settlement offer is fair or if further negotiation is recommended. While it can be tempting to accept a quick payout, your attorney’s goal is to secure compensation that truly reflects your losses.

Step 6: Filing a Lawsuit (If Necessary)

If negotiations fail to produce a fair outcome, your lawyer may recommend filing a lawsuit. This doesn’t mean your case will automatically go to trial. Many cases still settle during the litigation process.

But filing a lawsuit signals to the insurance company that you’re serious about pursuing full compensation. An experienced car accident lawyer uses this leverage to continue negotiating while preparing a strong case for court.

Step 7: Discovery and Pre-Trial Preparation

During the discovery phase, both sides exchange information and gather additional evidence. This may include depositions, expert testimony, and further medical evaluations.

Your attorney will handle all legal procedures, ensuring deadlines are met and your case is presented effectively. This phase is crucial in strengthening your position, whether the case settles or proceeds to trial.

Step 8: Trial or Final Settlement

If a settlement still isn’t reached, your case may go to trial. Here, your lawyer presents evidence, questions witnesses, and argues your case before a judge or jury.

While trials can extend the settlement timeline, they may be necessary to achieve the compensation you deserve.


Let Your Car Accident Lawyer Handle the Rest

Perhaps the greatest benefit of hiring a car accident lawyer is the peace of mind it provides. From managing the insurance claim to negotiating settlements and preparing for trial, your attorney takes on the legal burden so you can prioritize your recovery.

At Gingras, Thomsen & Wachs, our passionate trial lawyers understand the physical, emotional, and financial toll a car accident can take. With offices in Eau Claire, Madison, Milwaukee, and Waukesha, we have helped thousands of clients across Wisconsin get the compensation they deserve.

Call us at 855-954-1186 to schedule a free, confidential consultation with our team.

Most of us have been there. You’re driving along, minding your business, and suddenly the car in front of you slams on the brakes for no reason. It jolts you. It ticks you off. And if you’re unlucky, it might even cause a crash. That move of the negligent motorist? It’s called brake checking.

While some individuals might think it’s just a way to “teach a lesson” to tailgaters, the fact is that it’s dangerous, reckless, and can have serious consequences. Injured victims should seek dedicated legal help for brake-checking incidents to seek compensation for their injuries and losses.

Photo of a Car Accident

What Exactly Is Brake Checking?

Brake checking occurs when a driver hits the brakes hard and fast on purpose, usually to scare or annoy the person driving too close behind them. It’s usually a snap decision made in anger or frustration. But this aggressive driving behavior is a high-risk maneuver that can lead to serious collisions.

Risk of Brake-Checking Accidents in Wisconsin

Think about it. If someone stops out of nowhere and you’re just a few feet behind them, how much time do you have to react? Probably not much. That’s why brake checking can easily lead to crashes. Typical brake checking accident cases in Wisconsin may include:

  • Rear-end crashes
  • Multi-vehicle pileups
  • Serious injuries like whiplash
  • Even fatalities in worst-case scenarios

What happens when a car suddenly hits its brakes? The brake-checking driver typically walks away unscathed, while the person behind them ends up injured.

Is It Illegal in Wisconsin?

Technically, the phrase “brake checking” doesn’t show up in Wisconsin’s traffic laws. But that doesn’t mean it’s legal. In fact, under Wisconsin Statute §346.62, any unsafe driving behavior that endangers others is considered reckless. That includes brake checking. If a sudden stop by a car or truck driver causes a crash, they could be held liable for damages.

Who Gets Blamed in a Crash Like This?

Usually, when there’s a rear-end collision, the default assumption is that the driver in the back is at fault. Why? Because you’re supposed to leave enough space to stop safely. But when someone deliberately brake-checks you, things get complicated.

Wisconsin’s Comparative Negligence Rule

Wisconsin doesn’t do all-or-nothing fault. Instead, it follows something called comparative negligence. That means multiple people can share responsibility for an accident. For example:

  • If you were tailgating but the other driver brake checked, both of you might share some blame.
  • If it’s clear the front driver slammed on the brakes just to mess with you, they could carry most of the fault.

Caught in a Brake-Checking Accident? Here’s What to Do

It’s easy to feel shaken, frustrated, or even furious. But keeping your cool and taking the right steps can make a big difference later.

Step 1: Get Somewhere Safe

If your car is drivable, pull over to a safe spot. Turn on your hazards. Take a few deep breaths.

Step 2: Call 911

Even if the damage looks small, it’s a good idea to get the police involved. A report can protect you if the other driver tries to twist the story later.

Step 3: Exchange Information

You will need the basics:

  • Name and contact details
  • Driver’s license info
  • Insurance company and policy number

Step 4: Snap Some Photos

Take clear pictures of both vehicles, license plates, skid marks (if any), and the surrounding scene. The more details you document, the better.

Step 5: Talk to Witnesses

If anyone saw what happened, politely ask if they’re willing to give a statement or share their contact info.

Step 6: Notify Your Insurance

Let them know what happened. Be factual, not emotional. Say what you know, but don’t guess or speculate.

Step 7: Contact an Attorney

If you have been injured in a brake-checking accident, call an experienced Wisconsin personal injury lawyer as soon as possible.

Photo of a Car

Why People Brake Check in the First Place

Usually, it’s frustration. Maybe the driver feels like you’re too close. Or they’re just in a bad mood. Sometimes, it’s more calculated, like trying to cause a crash for an insurance payout. Whatever the reason, it’s not safe. And it’s not smart.

Is It Road Rage?

Brake checking is one of the more aggressive forms of road rage. It’s done in a split second, but it can have lasting consequences. And once tempers flare, things can spiral quickly. That’s why it’s always the safer choice to stay calm and back off from aggressive drivers who might indulge in recklessly changing lanes, street racing, or brake checking.

Dealing with Insurance Afterward

Here’s where things get tricky. If you hit someone from behind, the insurance company might blame you. But if other cars stop suddenly on a highway and you have proof that the other driver brake checked you, it can shift the blame. Evidence like dashcam footage (the vehicle’s dashboard camera) is useful if the video shows the negligent action of the other party.

Still, insurance adjusters aren’t always quick to take your side. That’s why having solid evidence and, in cases involving injuries, legal backup can be a huge help.

How to Avoid These Situations Altogether

You cannot control how other people drive. But you can protect yourself by:

  • Not tailgating: Give at least three to four seconds of space between cars.
  • Let aggressive drivers go: Don’t engage with them. Let them pass.
  • Use your dashcam: It can tell your side of the story when you can’t.
  • Stay cool: Road rage isn’t worth it. Get home safe.

Injured in a Car Accident Caused by Brake Checking In Wisconsin? We’re Here for You

If you’ve been injured in an accident caused by a reckless brake checker, our seasoned Wisconsin car accident attorneys at Gingras, Thomsen & Wachs will fight for your maximum compensation. Recognized by clients and peers alike, our award-winning firm has been named one of the best regional law firms by the U.S. News & World Report.

Our lawyers bring you high-powered legal representation and real support. We work on a contingency fee basis, which means you don’t pay anything unless we recover damages for you. To schedule your free consultation, call us at 855-954-1186 or contact us online.

Getting hit by a car while walking is one of those events most people never imagine happening to them. Yet pedestrian accidents occur more often than many realize, and when they do, the effects can be devastating.

Suddenly, you are dealing with shock, pain, injuries, and questions about your future. If this has happened to you, knowing the legal steps after a pedestrian accident in Wisconsin can make a key difference in protecting your right to financial recovery.

Pedestrian Safety Tips

Check for Immediate Safety and Injuries

The very first thing after any accident is your safety. If you are conscious and able to move, get yourself out of harm’s way and onto a sidewalk or shoulder. But do not try to move if you feel severe pain in your back, neck, or legs (and if there’s no oncoming traffic.) Staying still until medical help arrives may prevent further injury in such cases.

Pedestrian accidents can cause anything from broken bones to spinal cord damage to traumatic brain injuries. Even if you feel “okay,” the adrenaline from shock usually masks pain. That is why it is so important to get evaluated by a medical professional right away, even if your injuries seem minor.

Call 911 Immediately

In Wisconsin, calling 911 serves two critical purposes: it gets medical help on the scene, and it ensures law enforcement documents the crash. A police report becomes one of the most important pieces of evidence later if you need to file a claim.

The responding officer will gather information about what happened, assess whether the accident occurred on a marked or unmarked crosswalk, speak to witnesses, and record details that you may not be able to remember in the chaos of the moment.

Gather Information if You Can

If your injuries allow, try to collect some key details at the scene. Write them down on your phone or ask someone nearby to help you. Helpful information includes:

  • The driver’s name, contact information, and insurance details
  • License plate number and make/model of the vehicle
  • Names and contact details of any witnesses
  • Photos of the accident scene, including traffic signals, crosswalks, and your injuries

When you are able to document things at the accident scene, it generally strengthens pedestrian accident cases. You will have crash site evidence that may prove useful in a personal injury lawsuit to recover compensation for your serious injuries.

Get Medical Care and Keep All Records

Seek medical attention as soon as possible. Some injuries, such as concussions, internal bleeding, or soft tissue damage may not show up immediately. Having a medical record that links your injuries directly to the accident is crucial if you later pursue compensation.

Keep copies of:

  • Emergency room reports
  • Test results and scans
  • Prescription lists
  • Physical therapy notes
  • Medical bills

These records are not only vital for your health but also for your insurance claim or personal injury claim against the at fault driver to recover fair compensation for your medical expenses, lost wages, and pain and suffering.

Report the Accident to Insurance

Injury claims related to a pedestrian accident in Wisconsin are usually filed against the driver’s car insurance. The Wisconsin Department of Transportation requires all drivers to carry liability insurance with minimum coverage levels, which may help pay for your injuries. If the driver was uninsured, you might still be able to file under your own auto policy’s uninsured/underinsured motorist coverage, even though you were on foot.

Even when speaking with your own auto insurance company, stick to the facts. Avoid speculating about fault or downplaying your injuries. Insurance adjusters may try to use your words against you to reduce what they pay.

Photo of Pedestrian

Do Not Rush Into a Settlement With the Insurance Company

When the insurance company calls after your accident, it might feel like you can just explain what happened and receive a fair settlement. But here is the reality: insurance adjusters are not on your side. Their goal is to save the company money, not to make sure you are fairly compensated.

Why you should not negotiate directly:

  • Quick settlements – They might push you to accept a low offer before you know the true cost of your injuries.
  • Twisting your words – Even simple comments like “I’m feeling better” can be used to downplay your physical and emotional trauma.
  • Shifting blame – They may try to make it sound like you were partly responsible for the accident.

Instead of putting yourself at risk, let a pedestrian accident claims attorney step in. Having someone with deep knowledge of Wisconsin law speak for you can help protect your claim against the negligent driver.

 

Call a Pedestrian Accident Lawyer in Wisconsin

When you are injured in a car accident, the aftermath is overwhelming: doctor visits, medical bills, and constant calls from insurance companies. This is where a pedestrian accident lawyer can step in and take the weight off your shoulders.

Here is what the right lawyer can do for you:

  • Investigate the accident – Collect police reports, talk to witnesses, and gather surveillance footage if it exists.
  • Work with medical experts – Show the full extent of your injuries, both now and in the future.
  • Handle the insurance company – Keep adjusters from pushing you into unfair or premature settlements.
  • Apply the law – Understand Wisconsin pedestrian laws and how comparative negligence might affect your case.

The bottom line? You need someone fighting for your best interests while you focus on recovery. Having a Wisconsin pedestrian accident lawyer in your corner levels the playing field and gives you peace of mind that your case is in capable hands.

Legal Help is Here for Pedestrian Accident Victims in Wisconsin

If your Wisconsin pedestrian accident happened due to driver negligence, you may have a right to seek compensation for your injuries and losses. At Gingras, Thomsen & Wachs, our pedestrian injury attorneys are ready to provide you with the strongest legal representation you need in a personal injury claim.

Our team of professional, passionate motor vehicle accident lawyers in Wisconsin has decades of experience helping injured victims like you pursue damages from the defendant and their auto insurance company on your behalf. We have a demonstrable record of recovering more than $200 million on behalf of our clients. To schedule your free consultation, call us at 855-954-1186 or contact us online.

Doctor inspecting x-ray results
Car accidents can cause all kinds of physical injuries from broken bones and whiplash to spinal cord damage and head trauma. What happens when the injury isn’t visible at all? What if, instead of waking up with a sore neck or bruised ribs, you find yourself unable to remember what happened or even who you are?

It sounds dramatic, maybe even like something out of a movie, but it is very real. Amnesia after a car accident is possible, and for some people, it is life-altering.

What Is Amnesia After a Car Crash?

Amnesia isn’t just about “forgetting everything.” It can take many forms, and in the context of traumatic brain injury car accidents, it is usually linked to either physical trauma to the brain, or psychological trauma from the crash itself.

Two Main Types of Amnesia

When it comes to car accidents, amnesia typically shows up in one of two ways:

  • Retrograde Amnesia: Refers to a condition when someone cannot remember events that happened before the accident. It could be a few seconds, minutes, or even years that are wiped out.
  • Anterograde Amnesia: This is the inability to form new memories after the accident. The person may be awake and talking but unable to retain anything for more than a few minutes.

How Does Memory Loss from a Car Accident Occur?

It doesn’t take a devastating wreck to cause car accident memory loss. Even lower-speed crashes can create enough force for the brain to bounce against the inside of the skull, which can cause severe injury. When that part of the brain responsible for memory is affected (critical areas like the hippocampus) memory loss can follow.

Physical Causes

  • Concussions: A concussion is a mild form of TBI, but it’s still a brain injury. Even a single concussion can cause short-term memory problems. Multiple concussions or a more severe impact can lead to longer-lasting effects.
  • Contusions or Bleeding: More serious crashes can cause brain bruising or internal bleeding, which can disrupt brain function and memory storage.
  • Loss of Consciousness: If someone loses consciousness during or after the accident, that alone is a red flag. The period of unconsciousness generally correlates with the length of time for which memory loss occurs.

Psychological Causes

Not all amnesia is the result of a blow to the head. Sometimes, the brain simply blocks out the trauma. This is called dissociative amnesia, and it is more common than most people might think. A person might forget the actual crash or even large chunks of their life surrounding it, not due to physical injury, but because the mind is trying to protect itself from emotional overload.

Signs & Symptoms to Watch For

Not all memory issues show up right away. Sometimes it takes days or even weeks for someone to realize they are forgetting things. Here are some signs that could point to amnesia after a car accident:

  • Not remembering the accident at all
  • Gaps in memory around the time of the crash
  • Confusion about where they are or what day it is
  • Difficulty learning or remembering new information
  • Repeating questions or stories without realizing it
  • Trouble recognizing familiar faces or places

In more severe cases, someone may forget their own name, their past, or people close to them. That’s rare, but it does happen.

Getting a Diagnosis

If there is even a chance someone suffered a brain injury in a car accident, they need medical care immediately even if they “seem fine.” Many TBIs don’t show up on initial imaging tests, but doctors can still diagnose them through symptoms, memory testing, and sometimes more specialized brain scans.

Common Diagnostic Tools

  • Neurological exams: A doctor will evaluate reflexes, coordination, speech, and memory.
  • Cognitive assessments: These are standardized tests that assess memory, attention, and problem-solving skills.
  • CT scans & MRIs: These help rule out bleeding or swelling in the brain.
  • Neuropsychological testing: This is more in-depth and often done later, once someone is stable.

Early diagnosis is key to receiving timely medical treatment. Moreover, accident victims can have a better chance to pursue a personal injury claim in auto accidents if they can prove they sought proper treatment. 

Can a Car Accident Cause Amnesia: Legal Challenges in Memory-Related Injury Cases

If you or someone you care about experiences memory loss after a car accident, it raises a whole set of legal issues.

  • Proving the injury: Since memory loss is invisible (just like PTSD or post traumatic stress disorder) and sometimes inconsistent, insurance companies may question it or downplay it.
  • Reconstructing the crash: If the injured person cannot remember what happened, lawyers may need expert help, like accident reconstruction specialists.
  • Long-term care needs: Amnesia might mean someone cannot return to work, needs in-home help, or faces a future full of unknowns. Any financial settlement or court award should reflect that.

An experienced car accident lawyer can provide legal assistance and help you document everything from hospital visits to therapist appointments to missed work to medical bills. The more detailed the record, the better the chances of recovering compensation for your medical expenses, lost wages, and pain and suffering.

Doctor Looking At Brain Scans With His Client

Can Someone with Amnesia Still File a Claim?

Yes. Even if the victims do not remember the accident, they can still pursue a personal injury claim backed by evidence, such as medical records, witness statements, surveillance video or dash cam footage, police reports, personal history, and accident reconstructionist reports.

It may take more effort, but memory recall inability or mental trauma is not a legal hindrance. In fact, amnesia may indicate a more serious injury, which can support a claim for larger damages.

Get Legal Help for Car Accident-Induced Amnesia Claims

Memory loss after a car crash can turn your world upside down. At Gingras, Thomsen & Wachs, we know how important it is to be heard, supported, and protected in these circumstances. With decades of experience and a proven record of successful personal injury claims, we are strongly positioned to fight for people who have suffered serious injuries due to another’s negligence.

Our car accident attorneys work on a contingency fee basis, which means you don’t have to pay anything until and unless we recover financial compensation for you. To schedule your free consultation, call us at 855-954-1186 or contact us online.

Child and mother driving in the car
There’s something exciting for kids about finally being able to ride in the front seat. For a lot of them, it feels like a rite of passage. The kind of moment that makes them feel just a little more grown-up. But as any parent knows, when it comes to kids and cars, safety has to come first. So, it’s normal to wonder when a child can sit in the front seat in Wisconsin.

The Front Seat: Why It’s Not Just About Age

Let’s start here: the front seat isn’t dangerous just because it’s in the front. It’s dangerous for smaller passengers because of one very powerful piece of technology: the airbag. Airbags are incredible lifesaving tools. But they’re designed to protect full-grown adults, not kids.

When they deploy, they do so with a lot of force, which is enough to hurt a child who isn’t tall or heavy enough to handle that kind of impact. That’s why medical and safety experts all say the same thing: the back seat is the safest spot for kids under 13.

What the Law in Wisconsin Says

Alright, let’s talk legal. Wisconsin car seat laws are quite clear when it comes to child passenger safety, but they focus more on restraints (car seats, boosters, seat belts) than it does on where kids sit in the car. Here’s the breakdown of Wisconsin child car safety regulations:

  • Kids under 1 year old or under 20 pounds must ride in a rear-facing car seat in the back.
  • Kids 1 to 4 years old and between 20 to 40 pounds should be in a forward- or rear-facing seat in the back seat.
  • Kids 4 to 8 years old who weigh 40 to 80 pounds and are under 4 feet 9 inches tall are required to use a forward- or rear-facing seat or a booster seat in the back seat.
  • Once they’re over 8 years old or they hit 80 pounds or 4’9″, they can ride with just a seat belt.

But here’s the key detail: Wisconsin doesn’t have a law that says what age a child can sit in the front seat.

Safety Recommendations from the Experts

Even though Wisconsin child seat age requirements stop at booster seats, the National Highway Traffic Safety Administration (NHTSA) and American Academy of Pediatrics (AAP) both strongly recommend that kids stay in the back seat until they’re at least 13 years old.

Children under 13 are still growing, and their bones, including their skull and chest, are more fragile. If they are sitting in the front seat and there is a crash, the airbag can hit them with enough force to cause serious injury or worse.

Legal Doesn’t Always Mean Safe

This is one of those moments where law and safety don’t always align perfectly. Yes, your 9-year-old might legally be allowed to ride in the front seat with a seatbelt, but should they? As a parent or caregiver, you always have the right to make a more cautious decision than what the law requires. When it comes to your child’s safety in the car, that’s always the better route.

The “Seatbelt Fit Test”: What to Look For

Even when a child graduates out of a booster seat, it doesn’t mean the adult seatbelt fits them correctly. Here’s a quick way to check:

  • Can your child sit back against the seat with their knees bent comfortably at the edge?
  • Does the lap belt stay low across the hips or upper thighs?
  • Does the shoulder belt cross the shoulder and chest, not the neck or face?
  • Can your child stay seated like this the whole ride?

If the answer is “yes” to all of the above, they’re likely ready for the seatbelt (and maybe the front seat, if they’re 13 or older).

What Happens If a Child Is Injured in the Front Seat?

Here’s where the legal side comes in. If a child is injured in a crash while sitting in the front seat, a few important questions come up:

  • Were they properly restrained?
  • Were they old enough and big enough to be there?
  • Was the airbag turned off if it needed to be?

These questions can affect insurance claims, liability, and even compensation in a personal injury case. If the child wasn’t properly restrained or was too young to be up front, the other party (or even your insurer) might argue that it contributed to the injury, which could reduce the compensation the child is eligible to recover from the at-fault party.

Mother is comforting child in the car

Get Our Proven Wisconsin Car Accident Lawyers on Your Side

When a car accident happens, whether due to another driver’s negligence or questions about proper restraint, you need a legal team that understands the laws, the risks, and the physical, emotional, and financial toll these situations take on families.

At Gingras, Thomsen & Wachs, our attorneys are recognized for their experience, dedication, and compassion. We have been honored with top awards like Best Lawyers in Wisconsin, Top 100 Trial Lawyers, and Wisconsin Super Lawyers, but what means the most to us is the trust our clients place in us.

If your family is facing the aftermath of a crash involving a child passenger, you don’t have to go through it alone. Our skilled attorneys will fight to hold the negligent parties liable and pursue the largest possible compensation you and your child are owed. To schedule your free consultation, call us at 855-954-1186 or contact us online.

Car rear-end accident
Driving in fog is one of those experiences that can go from “mildly annoying” to “white-knuckle stressful” in a matter of seconds. One moment, you’re cruising along, and the next, you’re squinting through a wall of gray, barely able to see more than a few feet ahead. Sound familiar?

Fog leads to many serious accidents every year. If you or someone you love was injured in a car accident because the other motorist wasn’t driving safely in foggy weather, you may have a right to claim compensation for your injuries and losses. Safe driving in fog is possible when motorists follow certain time-tested fog driving tips.

Tip #1: Slow Down

When it comes to fog safety for drivers, this one sounds obvious, but you would be surprised how many people just keep driving at regular speed when they hit a patch of extremely dense fog.

The golden rule? If visibility is low, your speed should be too. Even if the posted limit says 55 mph, that doesn’t mean it’s safe in fog. Driving too fast means you will have less time to react if something suddenly appears in front of you, like a stopped car, an animal, or a lane closure.

It’s not just good advice. In many states, including Wisconsin, drivers are legally required to adjust their speed for weather conditions. If you’re going too fast for the fog and get into an accident, you could be held liable.

Tip #2: Use Low Beams, Not High Beams

Here’s a common mistake: turning on your high beams in thick fog. While that might seem like the smart thing to do, it actually makes things worse. High beams reflect off the fog, creating a glare that makes it even harder to see.

Instead, stick with low-beam headlights. They help light up the road surface without bouncing back into your eyes. And if your car is equipped with fog lights, now’s the time to use them.

Do not drive with just your parking lights or hazard lights on in reduced visibility. This is one of the key safety tips. You want to be seen, but not confused, for a parked car.

Tip #3: Keep a Safe Distance

In clear weather, the general rule is to stay at least three seconds behind the car in front of you. But in fog? You’ll want to double or even triple that distance. Why? Because if the car ahead of you suddenly brakes or hits something, you’re going to need all the room you can get to stop safely.

Tailgating in the fog does not get you to your destination any faster. It just puts everyone at more risk. Keep a buffer, breathe, and remember: better to arrive late than not at all.

Tip #4: Stay in Your Lane

When visibility is poor, even something as simple as staying in your lane becomes more challenging. The key here is to use the right-side pavement markings (that solid white line on the shoulder) as your guide, rather than relying on the center line.

Why the right side? Because it’s safer. If you drift too far left, you’re at risk of crossing into oncoming traffic. Hugging the right side helps keep you in your lane and away from danger. If your vehicle has lane-keeping assist or a heads-up display, this is also a great time to let that technology lend a hand, but never rely on it fully.

Tip #5: Don’t Stop in the Road

Sometimes the fog feels so thick, you’re tempted to just stop your vehicle altogether. But stopping on the road should never be done unless it’s an absolute emergency. Why? Because the drivers behind you may not see you in time. It’s a major cause of multi-vehicle pileups in foggy conditions.

If you have to pull over, get as far off the road as possible and turn on your hazard lights so other drivers can see you. When visibility drops, roadside reflectors can help guide you and keep you aligned with the road.

Tip #6: Keep Distractions to a Minimum

Foggy driving demands your full attention. So now isn’t the time to check your texts, fiddle with the radio, or eat that breakfast sandwich. Even small distractions can mean missing a curve, rear-ending someone, or worse.

Stay focused, keep both hands on the wheel, and avoid multitasking. Save the playlist changes and phone calls for after you’ve safely arrived.

Car accident caused by foggy weather

Additional Tips on Fog Safety for Drivers

  • Make sure your windshield wipers are working properly before you head out in the fog. Clear visibility starts with a clean windshield. Don’t rely on cruise control in the fog, as it’s safer to stay fully in control.
  • Try to stick to the right edge of the road to help guide you, leave plenty of space between you and other vehicles, and watch out for emergency vehicles that may be harder to see.
  • Keep things, like a flashlight, in your glove compartment just in case you need to pull over to a safe location. Even little things, like adjusting your lights to reduce glare, can make a big difference.

Legal Liability and Fog-Related Crashes

From a legal standpoint, fog is never an excuse for causing a crash. If you rear-end someone, veer into another lane, or otherwise cause harm in poor visibility, you can still be held liable. In Wisconsin, drivers are expected to take reasonable steps to adapt to road and weather conditions. That includes slowing down, using headlights properly, and maintaining a safe following distance.

Get High-Powered Legal Representation from Our Car Accident Attorneys

At Gingras, Thomsen & Wachs, we understand how quickly a moment of low visibility can turn into a devastating crash. If you or someone you love has been injured because of another driver’s negligence in foggy conditions, we’re here to help.

Our car accident lawyers believe in doing their best to help people in need and right the wrong that has occurred. For more than 35 years, we have helped thousands of clients across Wisconsin get justice and compensation.

Our success isn’t just about how well we know the legal system. It’s about how deeply we care for our clients and how far we will go to fight for them. To schedule your free consultation, call us at 855-954-1186 or contact us online.

Most people expect that after a car accident, the police will show up, write everything down, and file a report. That report becomes the official record of what happened. It will contain who was there, what the scene looked like, what witnesses said, and sometimes even who was at fault.

But what if that report never exists? Whether it’s because someone just forgot to call 911 or for some other reason, a car accident without a police report does not mean you are out of luck. But it does mean you need to find strong evidence to prove the liability of the negligent party.

Photo of a car accident

Why Do Some Car Accidents Not Have a Police Report?

There are a few reasons why, in some accident claims, no report at the local police station is filed.

  • Minor damage: Maybe it was just a fender bender in a parking lot, and no one seemed injured.
  • No one called: In the confusion after a crash, it’s surprisingly easy for both drivers to assume someone else called the police.
  • Police didn’t respond: In some areas, officers might not come to the scene if there are no injuries and the vehicles are drivable.
  • Delayed injuries: You might have thought you were fine at the scene, only to realize hours or days later that something is not right.

In Wisconsin, drivers are legally required to report a crash if it involves injury, death, or property damage of $1,000 or more (or $200 or more if the damage is to government property). But even when a crash should be reported, that doesn’t always happen. And filing claims without police documentation can lead to challenges down the road.

How Important Is a Police Report?

An official police report can be incredibly useful when it comes to proving what happened in a crash. It may include:

  • The date, time, and location of the accident
  • Statements from drivers, passengers, and witnesses
  • Observations about road and weather conditions
  • Diagrams of the accident scene
  • Details about citations or suspected fault

In many cases, the other driver’s insurance company will rely on these reports as a starting point when determining who was at fault in the auto accident. If that report doesn’t exist, you or your personal injury lawyer will need to find alternative ways to prove your side of the story.

What If You Already Left the Crash Site?

Even if you left the crash site without calling the police, it’s still not too late to pursue a car accident claim with your insurance provider.

File a Driver’s Report of Accident

In Wisconsin, you can fill out a Driver Report of Accident (MV4002) through the DMV. This form becomes your official account of what happened. While it doesn’t carry the same weight as a police report, it’s still useful documentation. The form asks for:

  • Driver and vehicle information
  • Description of the accident
  • Details about injuries or damage

If you or your car accident lawyers submit these items within 10 days of the crash, it helps show that you took the situation seriously and tried to follow the proper procedures.

How Does the Lack of a Police Report Affect Your Insurance Claim?

Here’s where things get tricky. Insurance companies love documentation. The more official, the better. So if there was no police immediately on the scene and there is no accident report, they might be skeptical if the other driver has a conflicting version of who caused the motor vehicle accident. The insurance company might:

  • Question whether the crash even happened
  • Deny or delay your claim
  • Blame you for the accident
  • Push for a lower settlement, citing lack of evidence

But this doesn’t mean you are stuck with adverse legal consequences. You can still file a claim for major or minor accidents to seek compensation for your medical bills, lost income, and pain and suffering.

What Can You Use Instead of a Police Report?

Just because the police didn’t document your crash doesn’t mean you can’t. There are many other ways to support your version of events.

Photos and Videos

If you took pictures at the scene of the vehicles, damage, license plates, skid marks, injuries, weather, traffic signs, those can be valuable evidence. Dashcam or surveillance footage is even better if you have it. If you get legal representation quickly, your car accident attorney can swiftly obtain all possible evidence to build a strong case for damages.

Witness Statements

Did anyone stop to help or see what happened? If so, their statements (or even contact details) could help confirm your story later. Independent witnesses carry a lot of weight in personal injury cases. Your lawyer may also use sources or surveillance footage to identify witnesses and interview them if you contact them soon after the accident.

Medical Records

When you visit a doctor right after the crash, it can help establish a timeline. If your injuries are consistent with a crash, that supports your claim even without a report filed by a police officer under state law.

Vehicle Repair Records

You should also get your car inspected to prove damage and accident-related wear. The mechanic’s report may back up the extent and cause of the impact.

Your Own Written Statement

Be prepared to write down exactly what happened while it’s still fresh in your mind. This can help keep your story straight, even if weeks or months pass before it becomes relevant again.

Photo of a Car Accident between two cars

The Other Driver Tries to Change Their Story

One of the biggest risks in crashes without police reports is that the other driver could suddenly deny responsibility or even claim you were at fault. Maybe they were apologetic at the scene, and you exchanged insurance information and agreed to just “handle it through insurance.” But then their adjuster calls and says you rear-ended them.

That’s where the evidence your attorney collects will matter most. Without that evidence, it becomes your word against theirs. Negligent parties do not want to face legal consequences, and insurers don’t want to pay injury claims, whether it is a minor fender bender or a catastrophic accident.

More Power. More Fight. The Most Heart.

At Gingras, Thomsen & Wachs, we fight for injured victims even in cases where the evidence wasn’t picture-perfect. Our team digs deeper, asks smarter questions, and refuses to let missing paperwork become the reason for claim denial. With a proven track record of more than $200 million recovered, we are strongly positioned to represent you. To schedule your free consultation, call us at 855-954-1186 or contact us online.

When several people are injured in the same auto accident in Wisconsin, they each have the legal right to file a separate claim to recover compensation for their injuries and losses. If all the injured victims were traveling in the same vehicle, they would all claim financial compensation from the same insurance policy (that of the at-fault driver).

In these cases, the claimants end up competing for a limited pool of insurance money. Every auto insurance policy in Wisconsin includes certain liability limits. The minimum required coverage is $25,000 per person and $50,000 per accident for bodily injury. The “per accident” limit is the maximum amount the insurance company will pay in total, regardless of how many people are injured.

In a car accident case, if a driver has four passengers and all of them have sustained serious injuries, all four may be able to file personal injury claims with the same lawyer, but they will be drawing from that same $50,000 limit.

Photo of Damaged Car

Obtaining Fair Compensation for Multiple Accident Victims

If you were driving a car with your loved ones as passengers, and a negligent driver crashed into you, each of you would probably have very different injuries and would require different medical treatments. Your medical bills and long-term losses (such as current and future lost wages, emotional trauma, reduced quality of life) will be different as well.

However, the insurance company isn’t required to pay more than the policy allows. The minimum amount of Uninsured motorist coverage (UM) required by Wisconsin law is $25,000 per person and $50,000 per accident for bodily injury. This insurance is mandatory to protect yourself; it doesn’t protect the other driver. The coverage limits for Underinsured motorists (UIM) coverage is $50,000 per person and $100,000 per accident. This one is optional.

If the total value of everyone’s injuries exceeds these policy limits, the insurer may offer a lump-sum settlement. The injured parties must then decide how to divide it, either through joint agreement or through individual legal action.

If you don’t know the other victims (or even if it’s amongst you and your loved ones) and you cannot agree on a settlement amount for each person, the insurance company may very well deny some of the claims. If the at-fault driver’s insurance has denied to settle your claims, each of you has the option to decide whether you want to file a personal injury lawsuit against the at-fault driver.

Why Hire an Attorney After an Accident with Several Injured Parties

Due to the complexity of these multi-injured or multi-vehicle accident claims (against one or more responsible parties or insurance companies), each individual must speak with an experienced car accident lawyer in Wisconsin.

Depending on the circumstances, it may be necessary for everyone to retain separate legal counsel. Even if they were passengers in the same vehicle, friends, family members, or strangers, their interests may not be the same.

For example, you may require extensive surgeries in the future, while your friend may have sustained an injury that has left them with a permanent disability. The insurance company may offer you a reasonable settlement offer early on, but they may stall paying for your friend’s injury. You may decide to accept the money, but your friend will have no choice but to litigate.

One car accident attorney may not ethically represent multiple injured parties in the same car accident if advocating for one could compromise the outcome for another.

If the injuries are minor (cuts, scratches, concussion) and all the parties agree to cooperate, one personal injury lawyer (same attorney) may handle all of their claims as long as there’s no conflict of interest.

Do Injured Victims from the Same Family Need to Hire Separate Lawyers?

If you, your spouse, parents, kids, or siblings were injured in an accident while riding in the same vehicle, you can all be represented by the same personal injury attorney early in the claim process. But whether you all can continue that way depends on one factor: if there’s any “conflict of interest”.

If the injuries are fairly superficial and don’t require immediate or extensive medical attention, and there’s no competition for the limited insurance money, one legal team might be able to ethically represent the whole family.

However, once there’s a realistic chance that each person may need to compete for a share of the at-fault party’s insurance policy, it might create an ethical conflict. Then, separate legal representation in car accidents becomes necessary for multiple victims to seek compensation.

It’s also important to note that if you were driving, your injured passenger could potentially bring a claim against your auto insurance policy. Even if you weren’t at fault for the crash.

If the at-fault driver’s liability coverage is too low to fully compensate your family/friend for their injuries, they may need to explore other sources of compensation, including your own auto policy. Your bodily injury liability insurance may serve as a secondary or fallback source of coverage for your passengers. This is another reason why it’s important to have a lawyer.

Photo of a car accident

How Your Insurance Works in Case of Multiple Injuries in One Accident in Wisconsin

In addition to (or instead of) filing a claim with the liability insurance of the at-fault party, you may also be able to file a claim under your policy if:

  • The driver (and owner) of the other vehicle doesn’t have auto insurance, or if it was a hit-and-run accident. You can claim compensation from your Uninsured Motorist (UM) coverage.
  • The driver (and owner) has insurance, but it isn’t sufficient to cover all of your medical expenses. This is common when several people are injured and have to split a small liability limit. You can claim compensation from your Underinsured Motorist (UIM) insurance coverage.

Choose Our Dedicated Car Accident Lawyers for Your Injury Claim in Wisconsin

The personal injury attorneys at Gingras, Thomsen & Wachs have the skills, experience, and resources to strongly represent you, no matter the complexity of your claim. To learn more, check out our guide on personal injury claims. To schedule a free consultation, contact our offices today or call 855-954-1186.

Insurance claims adjusters, claims representatives, claims specialists, or independent claims analysts are different titles but they all do the same job: to investigate your accident claim and protect their employer’s financial interests by paying as little as legally and contractually possible.

When you have filed a car accident claim in Wisconsin against someone you believe was to blame for that accident, the negotiation process generally will be with a claims adjuster who’s working for that at-fault party’s liability insurance company.

To begin with, you should take care not to admit fault at the accident scene. In personal injury cases, you’re also not obligated to provide a recorded statement to the adjuster at any stage of the claims process for a fair settlement.

Photo of a man looking at the car

Common Insurance Adjuster Tactics in Wisconsin

An experienced car accident lawyer would know that the adjuster at the other driver’s insurance company is usually judged by:

  • How quickly they settle (“clear” or “close”) the claims of car accident victims
  • How much of the insurance company’s money they save by denying or lowballing settlements

If the adjuster knows that your claim is being handled by a strong legal team and you understand the true worth of your claim, they might stop with the stalling strategies.

Although some of their questions may be reasonable, some are designed to pressure you to settle for as little as possible. They might contend that the insurance policy doesn’t provide coverage for your accident because:

  • The policy has lapsed
  • The other driver who caused the crash doesn’t have insurance coverage (uninsured motorist claim may apply in such cases)
  • The location or nature of the crash isn’t covered (e.g., the accident occurred on a racetrack, off-road terrain, or private property)

Please note that an adjuster saying there’s no coverage doesn’t automatically end the negotiations for your fair car accident claim compensation. For an experienced attorney, coverage simply becomes one more thing to address in the negotiations.

Claims adjusters’ job hinges on saving their employers’ money. Not all adjusters engage in unethical practices, but there are always a few who try to break the rules. In our 40+ years of experience as personal injury attorneys, having represented thousands of accident victims and their families, here are the key insurer tactics we have witnessed when it comes to undervaluing car accident claims in Wisconsin:

Pushing You to Settle Your Claim with the Other Company

Under Wisconsin’s fault-based auto insurance laws, the driver who causes the accident (or their insurance company) has to pay for the medical expenses of the injured. Of course, this only applies when the injured party proves the fault of the negligent driver, their claim isn’t disputed/undervalued, and the at-fault driver has sufficient liability coverage.

This doesn’t stop some adjusters from telling you to contact your own insurance company for your personal injury claim during their first call to you. Don’t hesitate to politely remind that you’re legally entitled to proceed against any party who contributed to your injury and seek compensation for your medical bills, lost wages, and pain and suffering.

Saying You Waited Too Long

If you wait too long to report the accident or notify the insurer of your intent to pursue a claim, the other party’s insurance adjuster may try to argue that the delay prejudiced their ability to investigate the claim, or they might even claim the delay creates grounds to deny or devalue your claim.

Even though Wisconsin law gives you three years to file a personal injury lawsuit, insurance companies are known to use the delay in initial reporting to argue that your injuries may not have been caused by the crash, or that your claim is somehow “suspicious.” They could question your medical records or say that your injury worsened due to a delay in treatment or that the injury was exacerbated by a pre-existing condition.

Keep in mind that there’s no time limit in third-party claims other than the statute of limitations within which you must file a Notice of Claim (unless the claim is against the local, state, or federal government). However, your insurance policy might have strict deadlines (for MedPay, UM/UIM, or collision coverage), so timely notice to your insurer is important.

Photo of two man at the table

Using an Independent Medical Exam (IME) Against You

Before the insurance company decides to settle (or deny) your claim, it may request that you attend an IME to verify the extent of your injuries. It’s a medical evaluation performed by a physician chosen (and paid) by the insurance company. The purpose isn’t to provide you with medical treatment, but to evaluate the cause, severity, and extent of your injuries.

Under Wisconsin Statute 804.10, the defendant (the at-fault party) does have a legal right to request an IME. You may refuse to attend it, but if they have a court order to compel you, you must undergo the evaluation.

Considering these exams are conducted by doctors who routinely work with insurance companies, you can be sure that it’s a tactic intended to question your credibility as an accident victim, prove that your injury was pre-existing, or dispute their severity. To prevent an IME from harming your odds of settling the claim, it’s prudent to consult with a lawyer beforehand.

Your attorney can file a motion on your behalf to prevent overly invasive tests and block any questioning outside of the medical scope. They may also ask the court for permission to record the IME to preserve what’s said and done. If the doctor overstepped legal or ethical boundaries, a skilled attorney knows how to challenge the IME report’s credibility in court.

Get Our Experienced Car Accident Attorneys on Your Side

If you have filed a car accident injury claim in Wisconsin and the insurance adjuster is pushing you to accept a low settlement that doesn’t adequately cover your medical costs, lost income, and pain and suffering, reach out to Gingras Thomsen & Wachs LLP as soon as possible.

Our personal injury attorney is well aware of the inner workings of insurance companies and what it takes to obtain the full and fair compensation our clients need after an accident. We provide a wide range of personal injury services in Wisconsin. You can count on our decades of experience to fight their tactics and aggressively pursue the money that’s rightfully yours.

In a situation where settlement negotiations with the insurance company don’t result in a fair car accident claim compensation, our lawyers are fully prepared to take your case to trial. We will argue before a jury based on strong legal arguments and compelling evidence and pursue maximum compensation for your current and future medical treatment, lost wages, and emotional trauma.

To schedule your free consultation, call us at 855-954-1186 or contact us online.

Following a car accident, it isn’t uncommon for representatives of the other driver’s insurance company to contact the injured victim. Their goal is to try to get you to say or provide a written statement about the incident and your injuries.

More often than not, this can put you in a legal corner before you even recognize the full physical, emotional, and financial damages resulting from your injuries and trauma. In some cases, they will make a quick offer of a small lump sum, hoping you will jump at it instead of taking the time to consult with an experienced attorney and develop a strong claim for compensation.

It’s always in your best interest to avoid communicating with the other driver’s insurance after an accident. Don’t sign any documents or accept any money before a skilled car accident attorney in Wisconsin has assessed the situation.

Driver talking on the phone

Do I Need to Talk to the Other Insurance After an Accident in Wisconsin?

The other driver’s claims adjuster or any other representative has no legal authority over you. You aren’t under contract with them. Not only do you have no duty to give them a statement, but it’s prudent not to engage with them at all.

A lot of people don’t realize that their honest answers to innocent-seeming questions can easily be twisted by an insurance company to assign partial or full blame to you, or to undermine your injuries.

Notably, Wisconsin is a “one-party consent” state for recording conversations. You might be recorded without your knowledge and without understanding how your words could be used against you. If you’re still receiving medical care for your car accident injury, or you’re yet to discover the complete extent of your injuries, you don’t want to accept the first (or even second) settlement offer.

The best course of action to protect your interests is to let an experienced personal injury lawyer handle all communication on your behalf. If the other driver’s insurance company calls and you haven’t hired an attorney yet, you may politely decline to speak with the insurance adjusters of other insurance companies.

What About My Own Insurance Company?

Your auto policy likely has a “duty to cooperate” clause, under which you need to notify them about the accident within a certain timeframe and provide the basic facts (when, where, and how it happened).

Read your auto accident policy to check if it states that you must give a recorded statement or sign certain authorizations. If it does, then failing to cooperate with them may result in the denial of uninsured motorist (UM), underinsured motorist (UIM), or collision coverage.

However, you can still inform the insurance company’s representative that you’d like to consult with a car accident claim attorney or have one present before the recorded statement. The reason for being cautious here is that if your case goes to litigation, the other driver’s insurance company could use the statement you provide to your own insurer.

Things to Keep in Mind When Speaking to the Other Insurance Company After a Car Crash

If you’re pursuing compensation through the other driver’s car insurance company, you might feel like you have to talk to them. Or your own insurance provider may be in the middle of subrogation (trying to recover what they paid out from the at-fault driver’s insurer), and they may suggest you cooperate with the other side.

Keep in mind that even then, you can still refuse to be recorded and decline to speak to the other driver’s insurance adjuster until you consult a personal injury attorney. But if you do end up communicating with the driver’s insurance after an accident, here’s what to do to avoid allowing them to deny or diminish your insurance claim:

  • Get the name, address, phone number, and email address of the person you’re speaking with, the insurance company they’re with, and the individual/business they’re representing (do this before you discuss anything).
  • Provide limited personal information. Besides your full name, address, contact number, and your place of employment, don’t explain anything else about your family, income, work/school schedule, or the nature of your work.
  • Don’t provide any details about the accident. Politely refuse to say anything other than the time, location, and type of accident, and the vehicles involved. You can say your investigation is still ongoing, and you won’t be able to discuss it until a later date.
  • Don’t provide any details about your injuries (you might discover an injury at a later point, or it may advance into a more severe one than you thought).
  • Don’t volunteer any information about the witnesses to other car insurance companies.
  • Don’t agree to provide them access to your personal, employment, or medical records.
  • Don’t give them any estimates about the settlement amount you’re seeking for your medical bills, lost wages, and pain and suffering.
  • You don’t have to tell them which physicians or medical providers you’re seeing, but you can tell them that you will be continuing or seeking medical treatment.
  • You can provide them basic identifying information about the other parties involved in the accident, but again, don’t discuss the details of the accident.

Our Experienced Personal Injury Lawyers Are Here to Help

If you’ve received a quick or lowball settlement offer from the other party’s insurer, accepting it will almost certainly cost you a substantial amount of money. Quick settlements are a common tactic that the other party’s insurance company may use to mitigate its legal obligation to fully compensate you for your serious injury. Don’t take the bait.

Get in touch with our Wisconsin car accident attorneys at Gingras, Thomsen & Wachs as soon as possible so that we can aggressively negotiate a fair settlement on your behalf. Over the past 40+ years, we have represented thousands of people injured or killed in truck, bike, and car accidents across Wisconsin and recovered more than $200 million on their behalf.

To schedule a free consultation, call us at 855-954-1186 or contact us online.

Motor vehicle accidents happen when you least expect them, and it’s natural to feel overwhelmed in the aftermath. In some cases, the injured victim may not be in a state of mind to visit the hospital immediately after the crash. However, delayed medical attention after an accident doesn’t jeopardize your right to file a claim.

Wisconsin law doesn’t mandate immediate emergency room treatment to pursue a personal injury claim. However, delayed treatment may impact your injury claim in some cases. When there’s no ER or other medical record from the same day as the accident, the insurance company often questions whether you were actually injured in the accident or your injuries occurred later from another incident.

If you didn’t see a physician immediately post-accident, they may twist that into an argument to deny or undervalue your claim. They may argue that you’re exaggerating or outright lying about your injuries. Your burden of proving causation gets heavier.

Man Holding His Bandaged Head In Pain

Filing a Claim Without a Hospital Visit in Wisconsin

There are numerous valid reasons why you might not pursue immediate medical care following a motor vehicle collision. Some people hesitate due to the anticipated cost of an ambulance ride or an emergency room visit, while others might believe their symptoms are minor and will resolve on their own.

It’s quite common for some injured victims to decline care at the crash site, not because they weren’t in pain, but because their concern was entirely focused on their spouse, children, or other loved one who may appear more seriously injured.

Unfortunately, none of this matters to insurance companies. They may argue that the absence of a professional medical evaluation suggests the injury didn’t exist or wasn’t as serious as you’re claiming.

Wisconsin laws recognize that delayed symptom onset is a reality. As such, no statute or case law bars you from filing an insurance claim or personal injury lawsuit simply because you didn’t go to the ER or an urgent care center right after an accident.

However, the proper course of action is that after an accident, you should visit a doctor as soon as possible. A short visit to the doctor will help document your injury and eliminate the chance of any bad-faith arguments by the insurance company.

If you discover your injuries are more serious than you initially realized, talk to a personal injury attorney. In an accident claim without immediate treatment, your attorney will evaluate your best legal options and explore every available avenue for recovering compensation.

Choose Your Own Healthcare Provider After an Accident

Following an accident, it’s important to notify your own insurance company as soon as possible. At the same time, you will likely receive calls from the at-fault driver’s insurance adjusters offering to help you. It’s best to avoid any direct negotiations with the insurance adjuster until you have hired a personal injury lawyer to represent you.

If you have suffered serious injuries that require treatment beyond the initial medical care at the ER, you’re free to choose your own medical provider. You don’t have to seek medical care based on the recommendations of your own insurance company or the other driver’s insurers in a personal injury case. If you hire an experienced and resourceful law firm, they may help you seek medical treatment immediately.

Your initial choice will probably come down to one of three types of providers: a medical doctor (MD), a chiropractor (DC), or an osteopathic physician (DO). Each of these professionals offers valuable treatment, but insurance companies tend to view MDs as the most credible source of medical opinions for determining the severity and legitimacy of your injuries. Skilled personal injury attorneys will advise you to keep a record of all medical expenses from car accidents to prepare a well-documented claim.

Most Common Types of Car Accident Injuries

Your body can sustain damage in a variety of ways during a crash. It’s important to document all of those injuries to make sure you don’t end up accepting a settlement offer that doesn’t even cover your complete treatment.

Hard Injuries

These are typically more severe injuries, which may lead to extensive medical treatment, chronic pain, prolonged suffering, or even permanent disability. You may require multiple medical appointments, hospital stays, and post-surgery physical therapy sessions.

Sometimes, even catastrophic injuries, such as traumatic brain injury, may present delayed injury symptoms. Common accident-related injuries resulting in a personal injury lawsuit may include:

  • Broken bones and fractures
  • Spinal cord injuries
  • Herniated discs
  • Head and traumatic brain injuries (TBIs)
  • Internal organ damage
  • Deep lacerations and burns
  • Ligament or cartilage tears
  • Gashes, cuts, and tears that need stitches
  • Joint dislocations or injuries
  • Spinal disk or vertebrae injury

Soft Tissue Injuries

Strained or sprained back, ankle, knee, or neck are called soft tissue injuries because they only impact your muscles and other soft connective tissue. These are generally regarded as less serious by insurance companies compared to hard injuries. However, not all injuries involving soft tissue damage may be minor. Be prepared to seek medical attention immediately to treat minor injuries to protect your car accident claim.

Legal Help Is Here from Our Skilled Personal Injury Lawyers

If you or someone you know has been injured in a truck, bike, or car accident, our legal team at Gingras, Thomsen & Wachs can provide you with dedicated representation.

With 40+ years of experience and over $200 million recovered for our clients in verdicts and settlements, our experienced car accident lawyers are strongly positioned to take on powerful insurance companies and fight for every dollar you’re owed in damages. To schedule your free consultation, call us at 855-954-1186 or contact us online.

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101 Putnam St
P.O. Box 390

Eau Claire, WI 54703

8150 Excelsior
Drive

Madison, WI 53717

219 N Milwaukee St
Suite 520

Milwaukee, WI 53202

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